Prepare For Tornado Season

Tornado Season Tips For Insurance Adjusters

With spring upon us and summer just around the corner, so is one of the most busy seasons for independent claims adjusters. Now is the time to make sure you are prepared to weather the storm. 

“Oh, mightiest wind,
wilt thou cease thy breathing in
and hold thy exhales?”  

– Richelle E. Goodrich

May through June is typically peak season for tornados throughout the midwest and surrounding areas. With the potential for great loss, being prepared is our biggest asset.  

Safety First 

A tornados path of damage can be more that 50 feet wide and a mile long, and with winds ranging between 110 to 300 miles per hour, that means entire neighborhoods can be devastated in a matter of moments. Debris of all kinds can be a serious safety hazard for insurance adjusters. We will need to watch out for everything from unstable floors and downed electrical wires to contaminated rats. Thats why we recommend wearing durable work boots while walking through disaster areas. Make sure they have a very thick and impenetrable sole, and fit snug enough around your ankle so that no harmful debris can fall into the opening. It’s also a good idea to have a pair of hardy rubber slush boots in case you need to walk through areas of high water or mud. Sewage, debris, dead animals and sharp objects are commonplace in storm ravaged areas, so make sure you are keeping yourself safe. Insurance Adjusters should never enter a disaster area without goggles, hard hats, rubber gloves and flashlights. 

Have Compassion for the Affected Community

The aftermath of a tornado is devastating for everyone involved. The community may have lost not only personal belongings, but family heirlooms, beloved pets, or even a friend or family member. Remember to be kind and respectful to anyone you may encounter – you never know what they may be going through. Realize that your work has a direct impact on their well-being, and the more efficient (and safe!) you are, the faster they can begin to recover from the catastrophe.   

Use Technology as a Tool

Sometimes the safest option is also the most accurate. In situations where something may be unsafe, don’t risk it, especially if it’s something that technology can assist you with. Order a hail report to determine wind speed, intensity, and duration of a storm. Our partners at Ridge Top Aerial Technology can provide you with this, as well as an aerial timeline report which will help determine a date of loss, and give an idea of the general property condition over a period of time. Ridge Top also provides accurate roof diagrams using top of the line aerial imagery technology. If you are an AdjusterZone Gold Member you have direct access to continuing discounts for these services.

 

Do you have any tips or lessons for getting through storm season? Let us know in the comments!

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