Digital Cameras for Insurance Adjusters

Worth a Thousand Words

It’s said that a good picture is worth a thousand words, and it’s true, especially when it comes to insurance adjusting. What is the best camera for an insurance adjuster?  Let’s review the features we need in a camera, and look at our options.  

“Of all of our inventions for mass communication, pictures still speak the most universally understood language. ”  

– Walt Disney

It doesn’t matter what stage you are at in you career as an insurance adjuster, rookies and pros alike take as many photos daily as a professional photographer. It’s important that we are able to safely and effectively capture the images we need to close claims rapidly and accurately. 

Digital Camera Features that Adjusters Need 

Even though we take hundreds or even thousands of photos a week, we have a very different goal than a professional photographer does. We don’t need the high end features with expensive price tags. Lucky for us!


We use our cameras in dangerous and tight spaces, so we need a camera that we can easily carry with us into crawlspaces, attics, and roofs. We need a camera that will fit on our tool belt (camera straps are an unnecessary safety hazard, as they can easily get caught on things), as well as slip into small spaces like cracks. Case in point, insurance adjusters need a small lightweight camera.     

Photo SIZE –

Although we do need clarity in our photos, we also need to be able to easily send photos via email, or import them into estimating programs. Cameras with high megapixel capacity will create photos that take up quite a bit of file space, so we will have to resize tons of photos in order to send or import them. We really don’t need to spend the extra cash on a camera that can take photos with high megapixels.  

Flash –

We definitely need a camera that we can adjust the flash settings on. We need to be able to use a flash when necessary, but also to turn the flash off. A camera with a low light feature is ideal. 

Macro –

The feature that allows you to take close up pictures with clarity is called macro (it’s often represented by a little flower icon on digital cameras). This feature is useful when taking photos to show details like brick work, or cracks in plumbing. Most cameras these days have this feature, which is good because we wouldn’t want one without it. 


The Best Cameras for Insurance Adjusters

These cameras meet all of the feature requirements mentioned earlier, and have been used and approved by many adjusters. We recommend using rechargeable batteries with whatever camera you choose or use, and we also recommend traveling with three spare pairs of charged batteries in your kit. You’ll be glad you have them when you are called out for a long day of CAT adjusting. 

The Canon PowerShot ELPH

For $119 you can have this reliable little camera in your tool kit. The Canon Powershot ELPH 180 is known for its great price and reliability. For a little extra you can also find a newer version of this model, but if you have any worries about your camera getting damaged, we recommend spending that extra money on a SD card. 

 Nikon COOLPIX L840

Coming in at $274, the Nikon CoolPix L840 is one of the most used cameras for adjusting. This camera has some additional features, including a low light sensor and built-in Wi-Fi and Near Field Communication technology for instant sharing. 

Tell us what you use!

Do you have a camera that has been a tried and true tool on the job? We want to know what you are using today, and why you think it’s worth a try. Tell us in the comments below how you capture your photos!

One thought on “Digital Cameras for Insurance Adjusters

  1. I have use the Canon Power shot for years. When they need to be replaced I go back for anothe Canon. Great quality, good zoom and easy functions.

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